- Legal entity
- Horwick Technologies Ltd
- Headquarters
- Dubai, UAE
- Regulator
- VARA, Dubai · licence no. 678 789 900
- Founded
- 2021
- Team
- 140 people in 3 offices
- Clients
- Retail, professional and institutional
// About Horwick
Horwick is one account for every market — crypto, stocks, ETFs, forex and commodities — run with the protections of a regulated broker, for people who trade more than one thing.
- VARA
- regulated in Dubai
- 200+
- markets in one account
- €250
- to open an account
// Who we are
One account for crypto, stocks and forex
Horwick Technologies Ltd runs a trading platform where one account covers crypto, US and EU stocks, ETFs, forex, commodities and indices — more than 200 markets in total.
We are licensed by the Virtual Assets Regulatory Authority (VARA) in Dubai. Client money is held in segregated accounts, separate from the company's own funds.
Our clients are individual traders — from first-time investors starting with €250 to active traders and funds that need a private desk.
// Timeline
Five years, one account
How a crypto broker in Dubai became one account for every market.
// Why Horwick
The claims, and what backs them
The same five reasons you saw on the homepage, with the detail behind each one.
Up to 13.2% APY on balances you aren't trading.
13.2%max APY (Pro)
- Evidence
- Rates depend on account type: up to 5% on Starter, 9% on Trader and 13.2% on Pro. Interest accrues daily and is paid monthly; you can withdraw at any time without a lock-up period.
- Source
- Rates as published on Account Types
Orders filled in under 100 ms.
<100 msmedian fill time
- Evidence
- Orders route to multiple liquidity providers and fill at the best available price. Median fill time is measured end to end, from order received to confirmation sent.
- Source
- Internal execution logs, last 90 days
Most withdrawals clear within minutes.
~15 minmedian bank withdrawal
- Evidence
- Withdrawals to the source you deposited from are checked automatically. Bank transfers typically arrive in about 15 minutes; card refunds take 1–3 business days.
- Source
- Payments data, last 90 days
Spot & perps, copy trading, auto-invest, advanced charts and risk tools in one app.
5tool suites, no add-ons
- Evidence
- Every tool is included in the account — no paid add-ons. Advanced charts and risk tools are available from the Trader account up.
- Source
- Feature list by account type
Spreads from 0.01% across 200+ markets.
0.01%BTC/USDT spread from
- Evidence
- Spreads are variable and depend on the market and time of day. We publish typical spreads per category so you can compare before you trade.
- Source
- Published trading conditions
// In numbers
The platform, counted
Each figure shows where it comes from and when it was last updated.
As of 31 August 2026
- 500,000+
- registered tradersCRM, verified accounts only
- $4.2B+
- monthly volume tradedTrade ledger, August 2026
- 200+
- markets availableInstrument list on the Markets page
- 120+
- countries servedActive client residency
- 5
- years in operationIncorporated 2021
- 24/7
- human supportSupport hours on the Contact page
// Trust & security
Where your money goes, and where it never does
Every deposit is booked to accounts held for clients. Horwick's own money sits on the other side of the wall.
YouYour depositBank transfer, card or crypto
HorwickBooked to your accountCredited to you, never pooled with company money
FiatSegregated client accountTier-1 bank, held in trust for clients
CryptoClient custody walletsMostly offline cold storage, per-client ledger
HorwickOperating fundsSalaries, rent, running costs — kept separately
Your deposit goes to booked to your account, then to Segregated client account or Client custody wallets. operating funds are kept separately: never mixed.
- 01 • CUSTODY
Segregated funds
Client assets are held apart from company funds and can't be used for Horwick's operations.
Custody policy - 02 • ENCRYPTION
AES-256 encryption
Data is encrypted in transit and at rest, with two-factor authentication on every account.
Security whitepaper - 03 • REGULATION
VARA framework
Operating under the Dubai VARA rulebook, including AML and KYC requirements.
vara.ae
// Get started
Checked who we are?Open an account in minutes.
Verification usually takes under 10 minutes. Start from €250 and trade every market from one regulated account.